// Portfolio — 2009 to 2026

Products I’ve helped build.

From QRIS at GOJEK and VIDA Sign to AI products at Etalas: everything I’ve led, shipped or scoped, with what I did on each.

55Products & engagements
15Live or shipped
17Years across fintech & AI
01 / Products I led

Built with intent, shipped at scale.

VIDA Sign logo Live

VIDA Sign

Digital Identity • 2022 — 2024

Led from concept to a legally binding digital signing platform: built the cross-functional team, wrote the PRDs and guided the MVP through launch and iteration, aligned with governance, risk and compliance requirements.

  • 20,000+ users
  • 600 businesses
  • 18 enterprise clients
PRDGRCEnterprise adoption
sign.vida.id
GOJEK · GoMerchants logo Shipped

GOJEK · GoMerchants

Payments & Fintech • 2019 — 2021

Part of the team expanding Gojek's offline commerce: contributed to the launch of QRIS acceptance for merchants, offline debit and credit card acceptance (PCI-DSS, issuer certification), and merchant-facing products including SNAP, Payment Link and Hera Mobile, unifying offline and online commerce across the Midtrans and Spots ecosystems.

QRISPCI-DSSSNAPPayment Link
Worked acrossMidtransSpots
gofoodmerchant.co.id
Etalas logo Live

Etalas

AI & Automation · Enterprise & Logistics • 2024 — Present

Co-founded an AI agency and software house. I lead product strategy and delivery across client engagements and Etalas's own products, and drive AI adoption across discovery, design, engineering and QA.

  • 50+ products shipped
AI-accelerated deliveryProduct strategyEnterprise
etalas.com
Kareem Ventures logo Live

Kareem Ventures

Waqf & Impact · Payments & Fintech • 2025 — Present

Co-founded a productive waqf holding. The platform helps SMEs structure social giving through Islamic waqf contracts and helps waqf organizations operate professionally, in line with Shariah principles.

WaqfFintechShariah-aligned
kareemventure.com
NusaCita Payment Gateway logo In delivery

NusaCita Payment Gateway

Payments & Fintech · Waqf & Impact • 2025 — 2026

Modern payment API and merchant portal in the Kareem ecosystem. Product and technical documentation for the unified API, recurring payments and a merchant-engineer payment simulator covering QRIS, Virtual Account and cardless credit; kickoff in June 2026 with UAT in September.

Payment APIRecurring paymentsQRISVirtual AccountMerchant portal
Spectr logo Live

Spectr

AI & Automation • 2026

Turn a messy client brief into an execution-ready spec: one brief in, a versioned PRD, quotation, specs and a live prototype out. The AI asks clarifying questions before generating each document, and clients can open a read-only link. I drove product direction, QA, pricing tiers and payment integration.

AI document generationPRDPrototypePricing
Payments viaMidtrans
spectr.id
Screenbolt logo Live

Screenbolt

AI & Automation · Commerce & Consumer

Free screen recorder and instant video sharing, a Loom alternative: record screen, camera and voice in one click, share HD video by link with no download, and get AI summaries of recordings.

Screen recordingVideo sharingAI summaries
screenbolt.com
Kartuku Value Added Services logo Shipped

Kartuku Value Added Services

Payments & Fintech • 2015 — 2018

Product manager for a payment-infrastructure provider's value-added services: prepaid system, e-voucher, and promotions and loyalty, from requirements and roadmap to go-to-market. Started in technical pre-sales and lighthouse projects.

PrepaidE-voucherLoyaltyAgile
Core Banking Replacement logo Shipped

Core Banking Replacement

Payments & Fintech · Enterprise & Logistics • 2013 — 2014

Project manager on the leadership team for the AlphaBits to Finacle Universal Banking Solution replacement at State Bank of India Indonesia, a major revenue-generating initiative at Telkomsigma. Scope included ITM switching upgrade, AML, XBRL, data center and disaster recovery.

FinacleAMLData centerDRC
telkomsigma.co.id
Avantrade Wealth Management logo Shipped

Avantrade Wealth Management

Payments & Fintech · Enterprise & Logistics • 2015

Led the implementation at Bank ANZ through Jati Piranti Solusindo, moving users from customized legacy workflows to standardized industry practice: unit trust, pool fund, fixed income, bancassurance and more.

Change managementGap analysisBanking
jatis.com
Electronic payment network logo Shipped

Electronic payment network

Payments & Fintech • 2009 — 2013

Started in quality assurance, then project manager at Artajasa, Indonesia's electronic payment network: test planning, defect management, and IT project delivery across scope, schedule, budget and risk.

QAProject managementSwitching
artajasa.co.id
02 / Client delivery at Etalas

Named clients, real systems.

AYANA Resort Bali logo Live

AYANA Resort Bali

Hospitality • 2024 — 2026

Part of the digital ecosystem behind AYANA's operations: a back-of-house platform integrated with SAP, Opera and Simphony, in daily production. My part: PRDs and proposals for Housekeeping and FrontOps (KYC replacement), restaurant reservation, the wedding experience site and rewards points, plus purchase-requisition flows and sprint progress reporting for Intranet 2.0 (sprints 60 to 71 in 2026).

HospitalityPRDIntegrationsOffline mobileLoyalty
Etalas case study
Swiss-Belhotel International logo Proposal

Swiss-Belhotel International

Hospitality • 2025

Phased guest mobile app proposal: wrap the existing booking experience first, then add a native homepage, single sign-on, push notifications and analytics, validating demand before complex property integrations.

MobileSSOPhased delivery
DEKA · Openfield logo Contributed

DEKA · Openfield

Enterprise & Logistics • 2024

Early sprint work on a Bubble-built product: user stories, task estimates, sprint planning templates, sprint reviews and an open-items tracker.

BubbleSprintsEstimation
YOLO Padel logo PRD

YOLO Padel

Commerce & Consumer • 2025

Requirements for a booking and payment platform for a padel venue operator: mobile-first booking, custom payment flow, slot locking against double bookings, WhatsApp and email confirmations, and a phase 2 that replaces the third-party booking stack.

BookingPaymentsWhatsApp
RingMeAnywhere logo Proposal

RingMeAnywhere

Commerce & Consumer • Jul — Aug 2025

Quotations and scope for a phone-number platform (SaaS) that lets customers keep a global reach from any device.

Telecom SaaSQuotation
AngkasHealth logo Proposal

AngkasHealth

Commerce & Consumer • 2024

Draft proposal for a healthcare service feature for a motorcycle ride-hailing platform.

ProposalHealthcare
03 / Public sector & enterprise

Lead and PM, from pitch to delivery.

IGRS: national game-rating platform logo In delivery

IGRS: national game-rating platform

Komdigi · Government · AI & Automation • Sep 2026 — Present
Role · Project lead / PM

Emergency takeover and revamp after the previous developer left. Week one: keep / fix / replace / defer assessment; scope frozen on day five. Covers game registration, self-assessment, AI-assisted rating with confidence score, verifier review, objections, certificate issuance and four external integrations, with go-live targeted for late November 2026.

GovernmentAI classificationRescueIntegrations
Digital Hub Logistics logo In delivery

Digital Hub Logistics

Komdigi · Directorate of Post and Broadcasting · Government · Enterprise & Logistics • 2026
Role · Project lead / PM

Security-test planning and reporting (grey-box on staging), onboarding scenarios for business operators, and stakeholder-ready technical briefings for the national logistics platform.

GovernmentSecurity testingOnboarding
Railway testing service module logo In delivery

Railway testing service module

Ministry of Transportation · Directorate General of Railways · Government · Enterprise & Logistics • 2026
Role · Project lead / PM

Client coordination and delivery readiness for modules covering testing, facilities, infrastructure testing flow and HR: UAT, penetration and load tests, microfrontend design standards, and separating out-of-scope requests from go-live blockers.

GovernmentUATPentestLoad test
DJKI Patent Application logo Shipped

DJKI Patent Application

DJKI · Ministry of Law · Government · AI & Automation • Oct — Dec 2025
Role · Project lead / PM

National patent administration system: workflow, document handling, examiner task distribution, role-based access and performance. Kickoff in November 2025 and final report on 31 December 2025, followed by AI-powered search maintenance.

GovernmentIP officeWorkflowAI search
Lontara+ Makassar Super Apps logo Pitching

Lontara+ Makassar Super Apps

Makassar City · Communication and Informatics Office · Government • FY 2025
Role · Project lead / PM

Super app for city public services: blueprint, technical proposal and testing methodology.

GovernmentSuper appSmart city
SIMPaN maintenance logo Pitching

SIMPaN maintenance

DJKN · Ministry of Finance · Government • May 2026
Role · Project lead / PM

Maintenance of the state receivables application: technical proposal and presentation, with a contract scope running to December 2026.

GovernmentMaintenancePublic finance
SATU KND maintenance logo Pitching

SATU KND maintenance

DJKN · Ministry of Finance · Government • FY 2025 — 2026
Role · Project lead / PM

Technical proposal for the maintenance and strengthening of the state asset management application.

GovernmentMaintenanceState assets
INSW Generation II logo Pitching

INSW Generation II

National Single Window Agency · Ministry of Finance · Government · Enterprise & Logistics • 2025
Role · Project lead / PM

Technical proposal for the second-generation platform: commodity balance (Neraca Komoditas) and licensing (SSm Perizinan) integration.

GovernmentTradeIntegrations
Super Apps Keluarga Indonesia logo Pitching

Super Apps Keluarga Indonesia

BKKBN · Government • 2025
Role · Project lead / PM

Technical proposal for a family and population services super app.

GovernmentSuper app
Security testing (VAPT) logo Pitching

Security testing (VAPT)

PPATK · Government • 2025
Role · Project lead / PM

Technical proposal for vulnerability assessment and penetration testing for the national financial intelligence unit.

GovernmentVAPTCybersecurity
PMG Canvas Suite (VA Canvas v2.0) logo Proposal

PMG Canvas Suite (VA Canvas v2.0)

Ecolabor8 × PMG Asia Pacific · AI & Automation · Commerce & Consumer • Oct 2026

AI-powered POSM platform: import store and material lists from Excel, apply brand rules, AI image generation and editing, layered PSD output, client preview and print-vendor outputs, production planning and two-step approvals. I own the PRD and the proposal.

AI imagingBrand rulesApprovalsPOSM
va-canvas.etalas.studio
04 / Builds & experiments

Brief to clickable, fast.

JagoKelola logo Live

JagoKelola

Commerce & Consumer · Enterprise & Logistics • Dec 2025

All-in-one ERP, CRM and POS software for F&B, retail and fashion businesses.

ERPPOSAI Studio
jagokelola.subagja.com
DITRA Law Partnership logo Live

DITRA Law Partnership

Commerce & Consumer • Jan 2026

Professional website for a Jakarta law firm covering corporate, commercial and M&A work.

WebsiteLegal
ditralaw.com
ASPI website logo Concept

ASPI website

Payments & Fintech · Commerce & Consumer • Dec 2025

Website concept and manual guide for an Indonesian payment-system industry association, built end to end with AI Studio.

WebsiteAI StudioPayments
Eventoriz logo Live

Eventoriz

Commerce & Consumer • 2026

Event production logistics, simplified: an index of event production infrastructure in Indonesia that connects organizers with Tier-1 units and vendors, with catalog, checkout, order confirmation and invoicing. Documented in the PRD as Eventory, with a working prototype.

MarketplacePRDPrototype
eventoriz.id
05 / Full engagement log

Everything else.

ProjectSectorWhat I didApproachPeriod
Reach PlatformMobile carrier servicesPRD and proposalBubble.io, REST APIsFeb 2025
Eagle for LegalLegal-techProposalBubble.io, AI draftingFeb 2025
World HubPlatform clientWireframes, PRD v1.6, phase 2 quotationWireframes, PRD2025
Payment switching modernizationPaymentsBusiness and technical proposal, tender follow-upSystem modernizationApr — Jun 2025
Aero GlobeTravelProposalNext.js, Node.js, PostgreSQLMay 2025
Marunda Center TerminalPort operatorPRDGolang, Vue.js, KYCJul 2025
AetheraNature-positive fundingMVP PRDAI matching, NLPJul 2025
PertaComm dashboardCorporate empowerment programPRD, features, quotationOKRs, scoring, LMSNov 2025
AYANA restaurant reservationHospitalityPRD and proposal (alternative to a third-party reservation tool)Reservation, integrationsJul — Aug 2025
AYANA wedding experience siteHospitalityPRDPrivate media websiteApr 2025
AYANA rewards points issuanceHospitalityPRD for the field app moduleField appJan 2026
Swasana venue CRM, chat and financeWeddings and eventsEffort estimation and quotationCRM, WhatsApp chat, financeAug — Dec 2025
TV messaging and cue systemTelecommunications, IPTVRFI response, technical proposal and scope boundaryMessaging, cue systemDec 2025
Taiwan tourism promotion strategyTourism marketingStrategy research for the Indonesian marketStrategy deckMay 2026
DISCO dealer inventoryMotions · used-vehicle dealersBRD (project lead / PM), pitchingMobile and desktop inventoryDec 2025
OCR, liveness and e-signMining companyTechnical and commercial proposalOCR, liveness, e-MeteraiFeb — Apr 2026
Fleet partnership portalRide-hailing companyBusiness requirements and MVP quotationPortal, MVPMar — Apr 2026
Coal trading dashboardCommoditiesProposalAI-powered dashboardMar — Apr 2026
Community health digitalizationDevelopment sectorRFP responseReference platform2026
Forest data platformSustainabilityProposal and terms-of-reference responseData platform2026
City super appCity governmentTechnical proposal and methodologySuper app, testing approach2026
WhatsApp loyalty platformConsumer goodsProposalWhatsApp API, receipt OCR, fraud checksMay 2026
LMS UMK AcademySME educationQuotationLMSAug 2026

Some client names are withheld and described by sector. Items marked Proposal or PRD are requirements and commercial work I authored; delivery may have been done by others or not yet started.

Nothing in this category yet.

Let’s build something that scales.

Open to product partnerships, fintech and digital identity advisory, and enterprise AI initiatives.